Will my insurance cover all costs associated with physical therapy or hand therapy?

It all depends on insurance and the patient’s specific plan with the insurance carrier. Often, there is a deductible that must be met first before insurance makes a payment for your visits. Deductibles vary greatly across plans. After the deductible is met, patients may be responsible for paying a certain dollar amount for each visit (co-pay) or percentage of the total cost of each visit (co-insurance), until the out-of-pocket amount is met. The out-of-pocket amounts vary. Please check your insurance for details.

Will you bill my insurance?

It is our policy to bill your insurance carrier as a carrier as a courtesy to you. Our practice is committed to providing the best treatment possible, and we charge what is reasonable and customary for our area.

Do you take my insurance?

We accept most major insurances including Medicare, Medicaid, AARP Medicare Solutions, Anthem BCBS, Cigna Healthcare, CorVel Healthcare, First Choice Health Network – Big Sky, First Choice of the MidWest, HealthNet Federal – Tricare West, Medrisk, Railroad Medicare, United Healthcare, most worker’s compensation and motor vehicle insurances and many more. To find out if we accept other insurance providers, please contact one of our clinics.

What is co-insurance?

A share of the payment you make per visit. This amount is a percentage (such as 20%) you pay for each visit.

What is a co-pay?

A payment you make in addition to the payment made by health insurance. This is a set amount you pay per visit (such as $25 per visit).

What is a deductible?

A specified amount you pay before an insurance company will pay on your visit. You are responsible for the full amount of each visit until the deductible is met.